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Fungible means that something can be traded for itself. For example, you can trade one BTC for another BTC, you can trade a dollar for another dollar, and you can trade a one-ounce gold coin for another one-ounce gold coin. Non-fungible means that you cannot trade something for itself. For example, Leonardo DaVinci’s Mona Lisa painting is non-fungible—you can’t trade it for another Mona Lisa. NFTs or non-fungible tokens are blockchain-minted artworks with unique encryption codes which allow for verified authenticity and ownership. An NFT can represent anything from a digital art piece to a song or cartoon, sports card, or a whole album. Even fashion designers are getting in on the NFT craze. More than 509,000 NFT artworks were sold in March 2021 alone, totaling more than $85 million in sales so it's kind of a big deal. If you want, you could draw a stickman on a sticky note, take a picture of it and upload the jpeg as an NFT. Elon Musk’s girlfriend, Grimes, a Canadian musician, singer, songwriter, and record producer learned about NFTs recently. As a result, she promoted one on Twitter and then made $6 million selling it in about 20 minutes.   Here’s a list of 15 NFT developers who have sold over $5 million in NFTs (from https://gothammag.com/top-selling-nft-artists): Beeple (Mike Winkelmann) Trevor Jones 18-year-old FEWOCIOUS PAK who is anonymous but has produced digital work for two decades Mad Dog Jones (Michah Dowbak) SlimeSunday (Mike Parisella) Hackatao XCopy 3Lau (Justin Blau) - DJ, and fintech aficionado. All of his music is now being released as NFTs Grimes - singer, composer, and record producer (and Elon Musk’s girlfriend) WhIsbe - a street artist who has made gummy bears into NFTs SSX3Lau - (this title is for two people, a DJ, and an art director) Jose Delbo - at least a famous artist for such things as Wonder Woman and Little Lulu RTFKT Studios - a collective of artists that create digital skins that can be worn by digital characters in the metauniverse Bosslogic - (Kode Adoba) – a graphic designer from Australia To make an NFT, you simply have to create something unique and upload it to a site such as Rarable, OpenSea, or Mintable. As I said, you could draw a stick man on a sticky note, take a photo of it and then upload the photo to one of these sites and you have your first NFT. But good luck selling it. To me, NFTs sound crazy. I’d rather own a tulip bulb or a beanie baby, however, for those of you looking for infinite wealth, study the field a little bit and perhaps you can start selling NFTs for $5,000 each. Author: Dr. Van K. Tharp

Thank you for this info, and you're welcome.

Since the signals are free, are they also effective?

Yes. Thank you for sharing this information, and we would love more of it.

Yes, the cloud. I hope this pulls its weight.

Privacy Refresh: Simple steps to take back your privacy from Facebook Take control of your privacy on Facebook with these practical daily tasks The first week of our Privacy Refresh is all about Facebook. When it comes to collecting information about people, there’s really no social media company that does it quite like they do. While they didn’t invent the “free” social media in exchange for a data model that we’ve all come to know and (not) love in the past couple decades, they’ve certainly perfected it. Facebook collects extensive data both on platform and off — and even has data on you if you don’t have an account. While the social media company says that it “doesn’t sell” your data to advertisers, that’s not quite true. While they don’t sell personal identifying information like your name and the contents of your posts, they do sell the aggregate data they gather on you. That information is arguably more revealing than your name alone, as it includes everything from your likes and dislikes to your moods to the things you buy to who you talk to… And the list goes on. Basically, your Facebook profile is the best way to sell you things that advertisers have ever seen. If Facebook having so much information about you makes you feel gross, here are six super simple steps you can take this week in order to get back some of your privacy. Each one shouldn’t take more than five minutes and most take even less than that. Get ready: It’s time to start your Privacy Refresh. Monday: Put each step into your calendar That’s it! That’s all you have to do today. Pick a convenient time that will work every day and put that week’s task into the calendar. (We recommend the same time every day, if possible, because it’s easier to remember.) Make sure to set up some kind of notification, like a pop-up on your phone. This simple action will make it much more likely that you’ll actually do each of the steps this week, so don’t skip it! Another suggestion: Put the full text of each tip into the actual calendar event. That way you don’t have to go searching for this article every day — you can just click on the notification when it pops up and have everything you need, right there. Tuesday: Revoke app and game permissions If you’re like most people, you’ve probably signed into other apps and websites with your Facebook login details. While this is super convenient, it also gives those sites access to your data and gives Facebook more information about you. Similarly, any games you used to play still have access to your data if you haven’t revoked it. In order to see which apps are still connected to your account, click on the arrow in the top right hand corner of your screen. That will bring up a drop-down menu. Click Settings and then Apps and Websites. Once you’re in there, you can revoke permissions by clicking “Remove” or you can choose what data the apps and games you still use have access to. Wednesday: Delete the categories used to target you Facebook collects your data so that they can sell it to advertisers. But did you know that you can actually decide what data they collect? This is our longest step of the week — and we’re splitting ads into two days because of it — but stick with us, because it’s worth it. In that same Settings area, click on “Ads.” Another screen will pop up, with information about advertisers you’ve seen, ad topics you can restrict, and then Ad Settings. That last one is where the magic happens. Under “Categories used to reach you,” you can decide which bits of data advertisers use to target you. Toggle off employer, job title, education, and relationship status and then go down to “interest categories.” You can choose to remove any or all of these, which will make it more difficult for companies to target you. However, there’s no “remove all” button (which means it might take a little while) and it’s worth noting that Facebook explicitly says “We may still show you ads related to these categories if we think these ads may be relevant to you.” Cool, cool. Not shady at all, right? Thursday: Finish locking down ad tracking Today, we’re going to tackle the last two ads sections. While yesterday was a hassle, luckily “Audience-based advertising” — which is the next section in ads and which determines which advertisers can target you based on their own lists — does let you opt out of all the options in one click. But, of course, it’s a little bit difficult to find. Click “Data Management” at the top of list and then click “They uploaded or used a list to reach you.” Then click “Don’t Allow” for both sections. A popup will likely appear asking if you want to do this. Keep strong and click again to make sure you can’t be targeted this way. Finally, go to “Ads Shown off of Facebook” and toggle to “Not Allowed.” This makes it so that advertisers can’t buy ads that target you using Facebook data that are then shown off of Facebook. Confusing, I know, but it’s part of their model. Phew! You’ve now taken back a major part of your privacy from Facebook. And while there’s no way to delete previously collected information — nor can you stop ads altogether — you can rest assured that significantly less info will be collected on you moving forward. Friday: Turn off Face Recognition Facebook uses facial recognition technology to recommend friends tag each other. While they don’t seem to be using it for nefarious purposes yet, there’s no telling what could be done with that data set in the future. So, today, go into settings and click Face Recognition in the left toolbar. Click “Edit” and the the drop down menu for “no.” Saturday: Turn off Location History Location History is one of those settings that actually way creepier than Facebook tries to make it out to be. It allows Facebook to track and catalogue your “precise locations” in order to “help explore what’s around you” by using the Location Services on your cellphone. If you’ve already turned off Location Services on your phone, you can skip this step. But if you haven’t, go in to Location in the Settings toolbar; then Edit; then toggle down to “Off” in the drop down menu. In order to delete any previously collected data, go into Location History in the Settings on your phone and delete it there. Sunday: Learn too much about your elementary school BFF’s life Finally, on Sunday, use Facebook for what it’s best for: Learning way too much about the lives of people you don’t talk to anymore! Or, you know, whatever your favorite Facebook activity is. Indulge. You earned it. Source: https://blog.avast.com/facebook-privacy-refresh-avast?utm_content=445270&utm_term=173432284_5849_354&utm_medium=email&utm_source=sfmc&utm_campaign=c_oo_fr_a_a_20q4_jj_news11gdpr Profits from games of knowledge: https://www.predictmag.com/

If this is true, then it's awesome!

You know the purposes of savings accounts. If you put your money in savings accounts, the bank lends it out at around 15 – 20% per annum and then give you 1.7% per annum on it. If you withdraw more than 2 times per month, you forfeit your monthly interest rates on the account. Actually what you were supposed to get on monthly basis is divided into 12 and paid in 12 installments. When you received around 3.7% per annum on savings accounts, the stats were better. But now that they claim that business environment is harsh, things are worse. That brings the question: Does it make sense to still keep savings accounts? Yes it still makes sense. Most people now operate savings accounts as if they operate current accounts. Because of the advances in banking technology, there are now many ways to move money and transact business, using savings accounts. You can even get a POS for it. Banks also need income to maintain the costs of all the facilities you enjoy with a savings accounts. They need to stay in business. Despite all what people might complain about savings accounts, one thing is ever sensible: Saving money in a bank is far better and safer than saving it at home or in a hole or a hidden place.

The question is: Does this work as purported?

Meet our new NETELLER VIPs Every calendar year, we choose 2 customers to become our VIPs. They’ve permanently special status with us and they can fund/withdraw Neteller through us, at parallel market rates, whether they open brokerage accounts through us or not. These are people who funded with the highest amount of Neteller, and who also withdrew the highest amount of Neteller through us. They would be announced in January each year and added to our list of VIPs. Here are our latest VIPs: Amechi V. Nwanjoku: She is the second woman to become our VIP, following Ufuoma Richard. She buys and sells Neteller, Skrill, Perfect Money, and Bitcoin, and she has been doing so for years. She deserves to be our VIP. Mosindi Phillip O.: Mosindi deals in Neteller and Skrill and he does so consistently. He is the kind of person that goes for small, but consistent profits. He has been with us for years. Thank you for your patronage Sir. Adewuyi Abdullah Tunde: Adewuyi is a great online trade and he’s also very religious for that matter. He knows how to make money as he speculates online. He buys and sells mostly Neteller and he does so with utmost seriousness. Yes, we made a good choice to choose him as our VIP. We now have 23 VIPs in the house. NETELLER at Parallel Market Rates We offer Neteller at parallel market rates for those who open Instaforex.com accounts with us. That means you can fund or withdraw Neteller as often as you wish at parallel market rates, as long as you place at least, one trade per month. Buy at: N475/$. Sell at: 430/$. To open an Instaforex account with us (a minimum of 20 USD), please register on www.instantforex.com.ng and follow this link to open an account: https://www.instantforex.com.ng/realaccount.php Or you can use this link: https://www.instaforex.com/en/index.php?x=LYZG

That is good. We will see what will come out of that.

In the old Access Bank mobile app, you could edit or delete beneficiaries you no longer need. However, you cannot do this with their new Access Bank mobile app. I went to their office, in case there would be some tech geeks among their staff who could do this. Sadly, they can’t do this. Their common argument is that such functionality is not yet included in the new mobile app. But why is such? There are many functionalities in that mobile app, and there is no simple feature like deleting unwanted beneficiaries (beneficiaries that are not needed again). I just don’t want to scroll through long list of unwanted beneficiaries or send to wrong accounts. Why is Access Bank doing this? Please enable the mobile app to include deleting unwanted beneficiaries. Profits from games of knowledge: https://www.predictmag.com/

This post is helpful. So concise:

I thought that was a fund managed by Sam Seiden.

THE TECHNICAL ANALYST HAS BECOME AN ENDANGERED SPECIES According to Investopedia.com, technical analysis is a trading discipline employed to evaluate investments and identify trading opportunities by analysing statistical trends gathered from trading activity, such as price movement and volume. Unlike fundamental analysts, who attempt to evaluate a security’s intrinsic value, technical analysts focus on patterns of price movements, trading signals and various other analytical charting tools to evaluate a security’s strength or weakness. Given the definition above, you can see the important of technical analysis as far as trading is concerned. However, many people do not understand what it is, not to mention how to apply it in their trading. Most readers and visitors to shares, cryptocurrencies, forex, commodities, etc, news websites, do not understand technical analysis, and so they prefer to ignore it and read the articles they understand instead (such as those about fundamental market news and briefs). Even in the nascent cryptocurrency industry, demand for the technical analyst is drying up, especially amid crypto winters, as well as protracted bear markets. No wonder the technical analyst has become an endangered species, because most members of the public do not understand our work and therefore are not interested in our analyses. This is one of the reasons why the technical analyst’s career is threatened. When the general public know more about technical indicators, they will be inclined to read technical analysis of the markets, whenever they come across such online. They will appreciate what the technical analyst does and the effort behind those technical productions. They will be able to understand what the technical analyst has in mind and how their thoughts can be applied to financial instruments. More importantly, people will be able to apply technical analysis to their own speculation and investment, with satisfactory results. The truth is, when applied correctly and objectively, technical analysis works. This book is also for those who want to consider a career as a technical analyst. It is very easy to use and understand; very easy to familiarize oneself with. It contains step-by-step explanations and it will launch you into the fascinating world of technical analysis. The content of this book were originally published in TRADERS’ (https://www.traders-media.de/), and have been reproduced by their kind permission. Teach Yourself Technical Analysis: https://www.advfnbooks.com/books/techanalysis/index.html Teach Yourself Technical Analysis, Kobo: https://www.kobo.com/gb/en/ebook/teach-yourself-technical-analysis