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oasis

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oasis last won the day on December 1 2018

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  1. Hello all, I would like to know about hybrid mortgages. I am planning to take up a mortgage for purchasing my dream home. But, I am confused with a fixed rate mortgage or variable rate mortgage. I am not sure which one would be the best for my financial condition. With a fixed rate, there is no need to watch the market closely because you know that your rate won’t change affecting your mortgage payments. But with a variable rate, you will experience the highs and lows of the market leading you to potentially save money. So I thought it would be great if I could reap the benefits of both. And that is when I heard about hybrid mortgages. Also known as laddered mortgage or 50/50 mortgage, a hybrid mortgage allows you to lock in your loan at a higher fixed rate while the other part of your loan is at a lower variable rate. However, I would like to know the risk factors related to this. Has anyone taken up such mortgages?
  2. Hello all, I am planning to take a mortgage for purchasing a new condo. But, since I have a low credit score, I am afraid, it will be an issue when I head for a mortgage. I want to know the chances of getting a mortgage, even if you have a low credit score. When I did a research online, I found this article, http://www.mortgagesmortgages.ca/blog/mortage/can-get-mortgage-bad-credit/, and it is said, it is possible to get a mortgage even if you have a low credit score. So, I want to know more about this. What is considered as a low credit score for this? Please help me. Thanks.
  3. HI, I am working in a family business. We have restaurants, and was started almost 30 years ago by my grandfather, taken over by my father, and now, I am looking after. So, I am planning to start a new one in another location, but there is some shortage of funds, so I thought of getting a mortgage. That is when my friend told me about that there are some ways to get mortgage if you are working in a family business, and he showed me this article, http://www.albertamortgagecentre.com/step-by-step-how-to-get-a-mortgage-if-you-work-for-a-family-member/. I would like to know more about this. Has anyone tried getting loans like this. I also want to get some tips since I am starting a new restaurant. Need your good wishes too.
  4. I think it mainly depends on the topic, how the video is, and the number of subscribers.
  5. Yes, yoga is something very good for your body, also helps in loosing weight.
  6. Of course it is, but you should be walking at least for 3 mins.
  7. Green tea is the best thing if you want to stay healthy, but I don't like it's taste.
  8. Hello, I am from Canada, and my favorite is Ryan Gosling, a Canadian actor and musician.
  9. Hey that's awesome, thanks for sharing.
  10. Hi all. I am new to this forum.
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