Debit card with loyalty points

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I just got this Debit card from a company affiliated with a bank and I was amazed at the features.  It works not just as a debit card but it can also be linked to a rewards card for some establishments like supermarket, department stores, hardware and many more.  One nice feature is it gives more points than ordinary loyalty card and the points earned can be redeemed in cash. and not just to be used as payment for the store. One can also use it to create a virtual savings account with higher interest rates than the traditional bank.  These are just some of the features offered by this Digital Bank.