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Final fVPN Presale #3 Is Live Last Opportunity Before Launch The final presale round for fVPN is now live. This is the last chance to participate before the official launch. fVPN is the utility token powering Fry Networks’ decentralized VPN (dVPN) and bandwidth mining ecosystem. The presale directly supports the deployment of real bandwidth miners and verified network nodes, helping expand a functional DePIN infrastructure. The token sale is hosted on Solana for fast, low-cost participation. After TGE, fVPN will be bridgeable to Algorand via the Wormhole Portal, with liquidity added manually on Tinyman. All official details, participation steps, and sale information are available on the launch page below — clear, transparent, and straightforward. 🔗 Official Presale Page: https://final-fvpn-presale.fry-samuel.workers.dev/launch/Final-fVPN-Token-Sale-#3

Date: 27th January 2026. AUD Rises on Hawkish RBA, Gold Prices and Strong Economy. The Australian Dollar continues to be the best performing currency of 2026, rising by 3.70% so far. The Australian Dollar was also one of the best performing currencies of 2025 and rose against the US Dollar. In 2025, the Australian Dollar rose against the US Dollar for the first time in five years. The Australian Dollar is primarily increasing in value for four key reasons: The Reserve Bank of Australia’s hawkish guidance Positive economic data Limited exposure to current geopolitical tensions, which are primarily impacting the US, EU, and UK. Gold, the US Dollar and AUD correlation. AUD - Upcoming Economic Data Australia is due to announce its latest consumer price index (inflation rate) on Wednesday morning at 00:30 GMT. Analysts expect the CPI to rise from 3.4% to 3.5% which supports the Reserve Bank of Australia’s hawkish stance. The inflation rate comes at a critical time as the RBA is due to announce its interest rate decision next Tuesday (3 February). If the inflation rate indeed rises from 3.4% to 3.5%, the RBA is likely to continue to indicate no interest rate cuts. Currently, analysts are contemplating whether the RBA will choose to increase interest rates or stick to a pause. Many economists and markets are now assigning a significant chance (around 50%) that the RBA will raise the cash rate by 0.25% at its 3 February meeting. This follows months of inflation pressure and strong labour market data. If, however, the inflation rate increases above 3.5%, the possibility of an interest rate hike will significantly increase. In its latest press conference, the RBA governor, Michelle Bullock, told journalists that the central bank does not expect any interest rate cuts in the ‘foreseeable future’. The Commonwealth Bank and NAB expect the RBA to increase rates by 0.25%, whereas Westpac expects a pause. Either way a key deciding factor will be tomorrow’s Consumer Price Index. If an interest rate adjustment becomes likely, the Australian Dollar is likely to rise. At the same time, if the RBA pauses but remains extremely hawkish for the future, again the AUD may find support. Australia’s Economic Data and Geographical Advantage Australia also benefits from its geographical location and limited direct exposure to current global geopolitical tensions. Unlike regions such as the US, Europe, and the UK, ongoing conflicts and trade disputes involve Australia less directly. Nonetheless, the country is still a member of the G20 and has a history of stability. As global risks remain elevated, investors are increasingly seeking currencies linked to politically stable and lower-risk regions. This has supported demand for the Australian dollar, as it offers exposure to a developed economy with strong institutions while helping investors reduce their exposure to global geopolitical uncertainty. In addition to this, Australia’s latest economic data release comes from the employment sector. The country’s unemployment rate fell from 4.3% to 4.1%, the lowest since June 2025. Furthermore, the employment sector added a further 65,000 employed individuals, beating expectations and recording the highest growth since May 2025. Is Gold Supporting The Australian Dollar? It has been well documented that the Trump administration may look to slowly lower the value of the US Dollar. The US Federal Government may look to do so in order to support manufacturing. In addition to this, many institutions and countries are looking to limit their risk involved with the turbulence in the US and the US Dollar. Even though economists do not indicate any severe decline, most believe the administration prefers a slightly weaker Dollar. As a result, other currencies such as the Euro, Australian Dollar and Swiss Franc are finding support. However, the AUD is also finding support from the rise in Gold. Australia is the second-largest producer of Gold and fifth-largest for Silver. Australian equities and commodity sectors (including gold miners) have been boosted by the gold rally, which can improve overall market sentiment towards Australia. Currently, this is supporting the AUD, but only if the RBA continues to remain hawkish. Technical Analysis - AUDUSD HFM - AUDUSD Weekly Chart In terms of technical analysis, AUDUSD is obtaining bullish trend signals from momentum-based indicators. However, the exchange rate is at a major resistance level at 0.69365. At the same time, the price remains at an overbought level on the RSIon the daily timeframe. As a result, investors should be cautious of retracements and limited bullish price movement. However, trend-based indicators continue to point to a bullish trend in the medium to longer term. If the price returns above 0.69185, the bullish signals may again strengthen for short-term price action. Key Takeaways: The Australian Dollar leads currency performance in 2026, rising 3.7 per cent and continuing its 2025 strength. Its rise is supported by hawkish RBA guidance, strong economic data, gold correlation, and geopolitical stability. Australia will release the CPI on 28 January, potentially influencing the RBA’s 3 February interest rate decision. Low exposure to global conflicts and strong employment growth make the Australian Dollar attractive to investors. Technical analysis shows short-term bullish momentum, but resistance near 0.69365 and overbought RSI suggest possible retracements. Always trade with strict risk management. Your capital is the single most important aspect of your trading business. Please note that times displayed based on local time zone and are from time of writing this report. Click HERE to access the full HFM Economic calendar. Want to learn to trade and analyse the markets? Join our webinars and get analysis and trading ideas combined with better understanding of how markets work. Click HERE to register for FREE! Click HERE to READ more Market news. Michalis Efthymiou HFMarkets Disclaimer: This material is provided as a general marketing communication for information purposes only and does not constitute an independent investment research. Nothing in this communication contains, or should be considered as containing, an investment advice or an investment recommendation or a solicitation for the purpose of buying or selling of any financial instrument. All information provided is gathered from reputable sources and any information containing an indication of past performance is not a guarantee or reliable indicator of future performance. Users acknowledge that any investment in Leveraged Products is characterized by a certain degree of uncertainty and that any investment of this nature involves a high level of risk for which the users are solely responsible and liable. We assume no liability for any loss arising from any investment made based on the information provided in this communication. This communication must not be reproduced or further distributed without our prior written permission.

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I’ve been seeing more discussions about residency and citizenship by investment lately, especially among investors who want a solid Plan B. With visas getting stricter and regulations changing fast, relying on just one passport doesn’t feel very safe anymore. What stands out is how important proper structuring and legal support are. These programs aren’t simple, and mistakes can easily lead to rejection. I’ve looked into a few advisory firms in this space, including Astons, that focus specifically on investment migration and compliance. Curious what others think: Do you see investment migration as a real necessity now? Residency first, or straight to citizenship? Is this more about mobility, asset protection, or long-term family planning? Interested in hearing real opinions, not marketing talk.

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Date: 26th January 2026. Are the US Eying A Weaker USD? The US Dollar Index has seen its strongest decline in eight months and has fallen to its lowest since September 2025. The downward price movement is due to threats of new tariffs on key trade partners, including the EU and Canada, as well as intervention talks between corporations to boost the Japanese Yen. A key question during the elections which is now resurfacing is whether the US is aiming for a weaker Dollar. The US president has been clear that he is looking to bring back manufacturing to the US. Countries looking to boost manufacturing and exports tend to benefit from a weaker currency, such as China, Japan and Korea. USDJPY - Are the US and Japan Coordinating Currency Intervention The Japanese Yen saw two major price movements, the first on Friday where the price rose 1.99% and another on Monday increasing a further 1.15%. The USDJPY is now trading at its lowest level since November 2025. The Japanese Government has intervened into the currency exchange on four occasions over the past three years. The Japanese government does not confirm if a price movement is due to intervention once it happens. However, government officials have been signalling intervention was imminent if the price did not quickly move in favour of the Yen. Investors should note that the decline in the USDJPY is causing the value of the US Dollar to decline in general. In the past week, the Japanese Finance Minister Mr Katayama, and the US Treasury Secretary, Mr Bessent have made comments about supporting the Yen against the US Dollar. For many investors watching the Dollar, signs that the US is willing to support a stronger Yen revive talk of coordinated action to push the US Dollar lower. As a result, the US Dollar is declining against all currencies as this move hurts sentiment towards the currency. The US Dollar is the worst performing currency of today and this year so far. The best performing currencies have been the Australian Dollar, New Zealand Dollar and Japanese Yen. Strategists also note that these three currencies are at a low risk from geopolitical tensions and tariffs. US Geopolitical Tensions and Gold The US over the past week has been the centre of both internal political crises as well as global ones. Investors are struggling to avoid pricing in the possibility of trade tariffs at some point in 2026. As a result, countries and institutions are limiting their exposure to the US Dollar. Gold’s price moves are also another indication that investors expect the value of the US Dollar to decline in the medium to long term. On Monday, Gold rose above $5,000 for the first time and is up 10% over the past six days. A key price driver is US Dollar weakness and geopolitical tensions. Risks of a US Shutdown? Funding expires on 30 January, and Congress has not yet passed a full budget or a new stopgap bill. As a result, investors are weighing the risk of another US Shutdown. This is another reason for the US Dollar’s decline and the upward price movement seen in metals. President Trump on Saturday threatened to impose 100% tariffs on Canada over that country's trade deal with China, even though he had previously called the agreement ‘a good thing’. How Long Can the US Dollar Index Fall? HFM - US Dollar Index Daily Chart Even though the current price of the Dollar seems to be relatively low, the price remains higher than that seen before the COVID lockdowns. Nonetheless, the price remains below the five-year average price and slightly below the ten-year average. Key support levels can be seen at 89.41, 91.89, and 94.55. Traders will expect the price to fall towards these levels if the currency remains under pressure. Trend-based indicators such as Moving Averages, Crossovers and the VWAP all indicate downward price movement. However, this will also depend on the Federal Reserve’s guidance on interest rates and the US budget developments. The Federal Reserve is due to announce its interest rate decision on Wednesday evening at 19:00 GMT. Key Takeaways: Dollar Index hits eight-month low amid tariff threats and speculation of coordinated yen-support intervention. Yen surges sharply; USDJPY falls to November 2025 lows as intervention signals intensify. Comments from Katayama and Bessent fuel expectations of US-Japan coordination weakening the dollar. Geopolitical tensions, shutdown risk, and gold’s record rally reinforce bearish sentiment towards the US Dollar. Technical indicators point lower, with key Dollar Index support at 94.55, 91.89, and 89.41. Always trade with strict risk management. Your capital is the single most important aspect of your trading business. Please note that times displayed based on local time zone and are from time of writing this report. Click HERE to access the full HFM Economic calendar. Want to learn to trade and analyse the markets? Join our webinars and get analysis and trading ideas combined with better understanding of how markets work. Click HERE to register for FREE! Click HERE to READ more Market news. Michalis Efthymiou HFMarkets Disclaimer: This material is provided as a general marketing communication for information purposes only and does not constitute an independent investment research. Nothing in this communication contains, or should be considered as containing, an investment advice or an investment recommendation or a solicitation for the purpose of buying or selling of any financial instrument. All information provided is gathered from reputable sources and any information containing an indication of past performance is not a guarantee or reliable indicator of future performance. Users acknowledge that any investment in Leveraged Products is characterized by a certain degree of uncertainty and that any investment of this nature involves a high level of risk for which the users are solely responsible and liable. We assume no liability for any loss arising from any investment made based on the information provided in this communication. This communication must not be reproduced or further distributed without our prior written permission.

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Living in Hobart, I’ve learned that online privacy in Australia isn’t some abstract concept — it’s personal. Between working remotely, streaming Aussie sport, and using public Wi-Fi at cafés down by Salamanca Place, I’ve had plenty of real-world reasons to care about VPN Australia expert reviews and the privacy tools behind them. What follows isn’t marketing hype. It’s my first-hand experience, practical advice, and lessons learned the hard way. For trustworthy insights on digital privacy and expert-tested tools, visit https://vpnaustralia.com/ where Australian-focused VPN reviews meet practical security solutions. Why I Started Searching for “Best VPN Australia” A few years ago, I typed “best VPN Australia” into Google out of pure frustration. My internet felt slower at night, some overseas content was blocked, and I was uneasy knowing how Australian data retention laws work. ISPs here are required to log metadata, and once I understood what that actually meant, I realised I needed better control over my digital footprint. For me, a VPN wasn’t about hiding something — it was about privacy, security, and choice. Using a VPN in Hobart: Real Situations, Real Results Hobart might be smaller than Sydney or Melbourne, but our internet habits are no different. I regularly use a VPN for: Public Wi-Fi security at cafés and airports Public Wi-Fi security at cafés and airports Remote work protection, especially when accessing cloud dashboards Streaming content while travelling interstate or overseas Reducing ISP throttling, particularly during peak evening hours After testing several providers commonly mentioned in VPN Australia reviews, I noticed clear differences in speed, transparency, and logging policies. What I Look for in VPN Australia Expert Reviews Not all reviews are equal. Over time, I’ve learned to ignore generic “top 10” lists and focus on reviews that explain why a VPN works well in Australia. Here are the criteria I personally trust: 1. Australian Server Performance A VPN must have fast Australian servers (Sydney, Melbourne, Perth). Even from Hobart, latency matters. 2. Clear No-Logs Policy If a provider can’t clearly explain their logging stance, I move on. This is crucial for anyone searching “VPN Australia no logs”. 3. Compatibility With NBN Many overseas VPNs struggle with the NBN. Reviews that actually test VPN Australia NBN performance are gold. 4. Legal Transparency I always check whether reviews discuss VPN legality in Australia. Spoiler: VPNs are legal here, but how they handle data is what counts. Privacy Tools Beyond Just a VPN One thing expert reviews helped me understand is that a VPN alone isn’t a magic shield. The best VPN Australia privacy tools often include: Built-in kill switches Built-in kill switches DNS leak protection tested on Australian networks Split tunnelling for banking or local services Threat blocking against trackers and malicious domains Using these tools together dramatically improved my online confidence, especially when working late nights from home in Hobart. Common Mistakes Aussies Make With VPNs I’ve made most of these myself: Choosing a VPN based only on price Choosing a VPN based only on price Ignoring whether it works well in Australia Assuming “no logs” means the same thing everywhere Forgetting to test speeds on local servers Expert reviews focused on VPN Australia use cases saved me from repeating these mistakes. My Personal Recommendation for Australians If you’re in Hobart — or anywhere in Australia — my advice is simple: Don’t rush. Read reviews written for Australians, test the VPN during your normal routine, and pay attention to how it performs on local connections. Search terms like “VPN Australia expert reviews”, “best VPN Australia privacy”, and “secure VPN Australia” exist for a reason. They lead you to insights that generic global reviews miss. Using a VPN in Australia isn’t about paranoia — it’s about awareness. From my experience here in Hobart, the right VPN and privacy tools make everyday internet use smoother, safer, and more flexible. If you value your data, your time, and your freedom online, expert-led VPN Australia reviews are worth reading — and testing — before you commit. That lesson alone has saved me hours of frustration and given me peace of mind every time I connect.